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Happy New Year, everyone! As we welcome 2025, I want to take a moment to reflect on the past year, share some highlights, and let you know what you can expect from Chris Hazell Mortgages in the year ahead. A Look Back at 2024 Last year was a fantastic year for us! The mortgage market…

The Bank of England’s Monetary Policy Committee (MPC) is the group responsible for setting the bank base rate (BBR). This interest rate influences the cost of borrowing for banks and the rates they offer on loans, mortgages and savings, all with the ultimate aim of helping to control inflation. When the committee meets roughly every

In Labour’s first Budget since taking office, the Chancellor announced her plans to fix the so-called ‘black hole’ in the UK’s public finances and increase investment in public services, setting out £40 billion worth of tax rises. While changes to stamp duty did form part of her plans, an extension or permanent change to stamp

Making the mortgage process enjoyable and easy is my passion. As a mortgage adviser, I’ve seen how remortgaging can transform a financial situation, but I also know how daunting it might seem. If you’re curious about when, why, and how to remortgage, this guide will walk you through it all—keeping things clear, simple, and stress-free.

Getting on the housing ladder can feel like one of the hardest and longest processes in the world and the cost of living crisis is probably not helping. You need to come across as attractive as possible for lenders to consider you but there are many factors that can reduce how much lenders are willing

Extreme weather events and powerful storms are becoming more frequent and intense in the UK. Homeowners may be increasingly concerned about the potential damage their properties may face. Fortunately, many home insurance policies include coverage for adverse weather as a standard feature. However, it’s crucial for homeowners to review their policies regularly to ensure they

Why You Need a Leamington Spa Mortgage Broker If you’re thinking about buying a home in Leamington Spa, you’re likely to encounter a sea of mortgage options, making it challenging to make an informed decision. This is where a mortgage broker in Leamington Spa can step in and make the process a whole lot easier.

Need to remortgage but left it until the last minute? With interest rates higher than they have been for 15 years, you may be worried about the impact this will have on your monthly mortgage payments once your current mortgage deal expires. There is no doubt it can feel overwhelming for homeowners at a time

Is it Better to Use a Local Mortgage Adviser in Leamington Spa? When it comes to securing a mortgage, it can be difficult to know where to start. With so many different lenders, loan products, and rates available, it can be hard to know which option is right for you. One option that many people

Introduction: Ladies and gentlemen, lords and ladies, gather round as we transport the legendary bard, William Shakespeare, to our modern age – quill in one hand and mortgage application in the other. Behold the delightful drama that unfolds as we delve into whether lenders of today would take a gamble on the man behind the